Weekly financial hygiene (#7)

 2009 December 14
by financial lifestream   Leave a comment 

Well I did take one week off of my financial hygiene routine. I accomplished the goal I set out to achieve with this blog/goalstream: “to understand & simplify my personal finances while extracting a goalstreaming case study.” I am working on coming up with a new goal for this stream, which will likely involve more work with budgeting.

  1. Set a timer. let’s try 19 minutes. 3:41pm.
  2. Check paperwork. Bills? Notices? Unopened mail? Sort, pay, and share. Ugh still need to cancel my GEICO insurance. They won’t let me do it on the website of course. I have to call this number: 866-915-1172. Next: pay my electric bill. $124.62 this month. $20.59 less than last month.
    Chase Online - Confirmation
  3. Check email inbox for ’starred’ emails of due bills. Pay and un’star’. Document. iPhone still set to autopay:
    AT&T
  4. Go through receipts. Email photos of receipts with dollar amounts in heading. Add shared expenses to daytum account. Added the electric bill:
    DAYTUM
  5. Check balances at Chase twice, Citi, Discover, student loans. Make appropriate payments, screen shot often.
    Paid business credit card & loan:
    Chase Online - Credit Card Payment

    Citibank www.studentloan.com _ Pay Online

  6. Check calendar for upcoming due dates or milestones.
    • need to cancel GEICO by dec 21
    • registration + tuition
    • xmas gifts
    • travel funding
    • powerbook logic board
    • dentist appt
    • order stamps
  7. With any remaining time, log into Wesabe and/or Mint and tag expenses, work on specific projects, etc. Logged into Wesabe. Nothing new to report. Until Kel & I are totally square, I won’t have many expenses to tag/budget.

Actual time to write this post: 37 minutes.

Mood: relief. The system I have set up is actually quite effective. I feel like I don’t have to worry about money for at least another week. Will work on budgeting in a group brainstorm with Kel.

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