Weekly financial hygiene [#9]

2010 January 9

by jessica mullen

I’ve taken yet another week off for the holidays, and now my posting schedule is a little screwy. Today is Saturday–will I continue to post these on Saturday? I really want to try to stick to a more rigid schedule. The holidays are a menace!

It is a new year with new financial goals. Here are my financial goals for the year:

make $30k
pay off Citi card

And onto the weekly hygiene. Kel & I are squaring up, which is annoying because we had a lot of road trip & holiday expenses. But here we go (h-dub):

Set a timer. 28 minutes. End at 9:30 am.
Check paperwork. Bills? Notices? Unopened mail? Sort, pay, and share. |

Dude. I really need to paint my nails today. First: got confused by my US Dept of Ed loan statement. Looks like nothing is due. Next: activating a replacement credit card. Rescheduled a bang trim. Filed some papers.
Check email inbox for ’starred’ emails of due bills. Pay and un’star’. Document. Nothing.
Go through receipts. Email photos of receipts with dollar amounts in heading. Add shared expenses to daytum account. Adding some gas expenses from the road trip & netflix bill, splitting in two:

So Kel owes me $58.83/2=$29.41. Adding that into the running total and subtracting what I owe her:
Check balances at Chase twice, Citi, Discover, student loans. Make appropriate payments, screen shot often.
Made a Citi payment:
Check calendar for upcoming due dates or milestones.
- registration + tuition (to do on Jan 11, the day registration opens again)
- travel funding
- powerbook logic board (will I ever deal with this?)
- dentist appt
- order stamps! need to do this soon to mail thank yous!
- activate card
- deposit grandma check
With any remaining time, log into Wesabe and/or Mint and tag expenses, work on specific projects, etc. Well, I went in and tagged a few expenses. I really need to spend more time in Wesabe, I think it could really help with budgeting. OMG I NEED INCOME.